our-focus

Investors

UMC Financial Management Inc. (“UMC”) specializes in mortgage and real estate investments, offering our clients an alternative to conventional fixed income investments, such as bonds and GICs, with the potential for superior returns.

Mortgages

hrdbUMC mortgage investments are first mortgage loans made to commercial borrowers to finance the purchase, renovation or construction of commercial properties.  Some examples of projects financed include:

  • Apartment buildings
  • Condominiums
  • Office buildings
  • Strip malls
  • Hotels
  • Service stations
  • Restaurants
  • Raw land
  • Warehouses

These projects are typically located within Alberta, British Columbia, Saskatchewan, Northwest Territories and Nunavut.

Borrows choose UMC over banks, credit unions and other private lenders due to the high level of service, faster approval process and reasonable interest rates.

Most of UMC’s investors are part of UMC Mutual Fund Trust, a pooled fund of over 70 unique mortgage investments, with over $116,000,000 in assets and 234 participants.  Investors in the Trust enjoy holding a diversified mortgage portfolio that has funded many different projects with a variety of borrowers in diverse of locations.

Larger UMC investors also have the option of holding an individual, segregated portfolio of UMC mortgage investments.

 

Real Estate

In addition to mortgage investments, UMC has offered investors opportunities to purchase real estate investments.  UMC real estate investments are commercial or residential properties that are purchased and leased to quality, long-term tenants and are managed by Tara Vista Holdings Ltd. (a division of UMC Financial Management Inc.).  Currently, real estate investments make up nearly $30,000,000.00 of the portfolio assets. Examples of real estate investments held by UMC clients include:

  • Office buildings
  • Apartment buildings
  • Townhouses
  • Retail outlets
  • Industrial buildings
  • Multi-tenant commercial buildings
  • Restaurants

While we primarily deal in mortgage investments, we continue to look for real estate purchase opportunities to fit our clients’ needs.

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